Australian Income Tax Calculator
The Australian Income Tax Calculator uses current 2025-26 ATO tax brackets. It calculates income tax, Medicare levy, Low Income Tax Offset (LITO), and super salary sacrifice effects.
Educational estimate. Calculator results are for planning and information only, not financial, tax, medical, legal, or engineering advice. Verify important decisions with official sources or a qualified professional.
Australian Income Tax Calculator
PAYG Take-Home Pay — 2025-26 ATO Rates
📐 Formula & Method
2025-26 Tax Brackets (Residents)
Rates apply to Australian resident individuals for the 2025-26 income year.
Medicare Levy + LITO
The calculator applies a simplified single-person Medicare levy phase-in using the 2025-26 low-income threshold.
📋 How to Use
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1
Enter your annual gross income.
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2
Select your residency status.
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3
Confirm Medicare levy applies.
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4
Add any salary sacrifice super contributions.
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5
See income tax, Medicare, net pay monthly and weekly.
Australia 2025-26 PAYG Tax Rates
The current resident tax scale taxes income above $18,200 at 16%, then 30%, 37%, and 45% by bracket. The calculator also applies LITO where eligible and treats salary sacrifice super as reducing taxable income.
Australian residents generally pay a Medicare levy up to 2%, with low-income reductions. High earners may also pay the Medicare Levy Surcharge if they do not hold appropriate private hospital cover; this calculator does not include that surcharge.
🔬 Methodology & Accuracy
Formula: Applies 2025-26 Australian resident, non-resident, or working holiday maker income tax brackets, LITO, simplified Medicare levy phase-in for single taxpayers, and pre-tax super salary sacrifice.
Data sources: Australian Taxation Office individual tax rates and threshold changes: https://www.ato.gov.au/api/public/content/0-307bd737-ce3a-4500-8a3d-77b5fd2a774a; ATO Medicare levy guidance and thresholds.
Last reviewed: June 2026 · Accuracy: Results are precise to two decimal places using IEEE-754 double-precision arithmetic. Intended for educational and planning use only.
For informational purposes only. Results are estimates based on the inputs and formulas provided. For financial, tax, medical, or legal decisions, consult a qualified professional. Rates and regulations change — always verify current figures with official sources.