NPS Withdrawal Calculator
At NPS maturity at age 60, subscribers withdraw 60% as tax-free lumpsum and must use 40% to purchase annuity for monthly pension.
Educational estimate. Calculator results are for planning and information only, not financial, tax, medical, legal, or engineering advice. Verify important decisions with official sources or a qualified professional.
NPS Withdrawal Calculator
NPS Corpus Split: Lumpsum & Annuity
📐 Formula & Method
Standard Formula
Uses standard Indian statutory formulas.
📋 How to Use
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Enter the required values.
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Click Calculate to see results.
NPS Withdrawal Calculator Guide
This calculator uses statutory formulas to compute your nps withdrawal calculator accurately.
🔬 Methodology & Accuracy
Formula: Uses the standard mathematical formula shown in the Formula & Method section above. All computations run client-side in your browser — no data is sent to our servers.
Data sources: Tax bands, contribution limits and regulatory rates are taken from official US (IRS, SSA) and UK (HMRC, gov.uk) publications for the current tax year, and updated when bands change.
Last reviewed: June 2026 · Accuracy: Results are precise to two decimal places using IEEE-754 double-precision arithmetic. Intended for educational and planning use only.
For informational purposes only. Results are estimates based on the inputs and formulas provided. For financial, tax, medical, or legal decisions, consult a qualified professional. Rates and regulations change — always verify current figures with official sources.